flat fee tax relieftaxi fareflat fee tax relief
  • dave rosa

What is the Maximum Amount the IRS Can Garnish from your Paycheck? | Flat Fee Tax Service

Updated: Nov 22, 2019

Can the IRS levy and garnish my wages for taxes? Yes, the IRS can garnish you. Yes, the IRS will garnish you. Like most creditors, the Internal Revenue Service (IRS) has the power to garnish and seize your wages if you owe a tax debt. Unlike regular creditors, however, the IRS can levy and garnish your wages without taking you to court and obtaining a judgment, and the amount it can take is more than what regular creditors can take. Fortunately for you, there are procedures that an experienced tax professional can take to stop and release an IRS garnishment.

Tax Relief Options to Deal With Your Tax Obligations

When tax season rolls around and you (or someone else) prepares your tax return, you will either owe the IRS more money or else get a refund.

If you owe a tax debt, there are several ways to resolve your tax problem. You could write a check to IRS for the full amount owed when you send in your return. However, many people do not have the ability to pay the full amount all at once and will need to explore additional opportunities to settle up with the IRS. These tax relief options include:

a. setting up an installment agreement (payment plan), or b. making a settlement offer called an Offer in Compromise (see Using an Offer in Compromise to Settle a Tax Bill).

c. Filing for bankruptcy might offer you relief; however, it's important to understand that taxes are rarely discharged in a Chapter 7 case (although it can happen) and that you'll have to repay your entire tax debt in a Chapter 13 bankruptcy.

Take this bit of knowledge to the bank: If you do nothing, then the IRS will initiate its enforcement collection process.

The IRS Collection - Enforcement Process

The IRS will not start garnishing your wages without mailing you notice. An IRS notice will give you an opportunity to make payment arrangements, however, the IRS doesn't need to make sure you received the notice. The IRS can send their notices to any address they have on file for you.

The IRS computer will send out a series of notices. The IRS must send you a written notice stating the amount you owe. The notice must itemize all of the charges (tax, penalties, and interest) and give you a date by which you must pay the balance in full.

If you don't comply with the demand for payment within the stated time, the IRS is then free to enforce collection of your tax debt. This may include seizing your assets, placing tax liens on your property, taking future refunds, and IRS garnishments (garnishing your wages). How Much Will the IRS Garnish From My Wages?

State and federal law limit the amount that most creditors can take from your wages.

The tax code, however, limits only what the IRS is required to leave you. The IRS will take as much as it can and could leave you with an amount that the tax code says is necessary for you to pay for basic living necessities. The amount that you can keep corresponds to the number of exemptions you claim for tax purposes. Refer to this IRS table to see how much of your wages are protected.

The IRS has a "mechanism" called a "Manual Levy." A Manual Levy allows the IRS to take 100% of your money. All it takes is a signature from an IRS Revenue Officer to enforce a Manual Levy. Most tax relief companies and tax relief articles rarely discuss the perils of an IRS Manual Levy. You need to be aware of this. What to Do If You Face an IRS Wage Garnishment? IF YOU WANT TO SAVE YOUR PAYCHECK IN ONE DAY, YOU CALL FLAT FEE TAX SERVICE. IF YOU DO NOT WANT TO BE OVERCHARGED FOR IRS TAX RELIEF SERVICE, YOU CALL FLAT FEE TAX SERVICE. THAT'S WHAT YOU DO.









Coast to Coast:

San Diego, CA 92103

Clearwater, FL 33764


866-929-7010 fax