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Tax Levy - Bank Levy Release - Stop IRS Wage Garnishment (San Diego)

Updated: Apr 18, 2019

Stop IRS Garnishments - Tax Levies - San Diego - California

Experienced San Diego Tax Lawyers


If you owe the IRS money and have not been able to work out a payment arrangement, the three (3) primary collection tools of the IRS are liens, levies, and garnishments (#irswagegarnishment). Each is a severe form of collection tactic, which can disrupt your business and cripple your personal finances. What is the difference between a tax lien, a tax levy, and a garnishment? How can an experienced San Diego tax lawyer help with these situations?

IRS Tax Liens

An IRS tax lien is a claim of ownership against an asset or the property of a taxpayer who owes the U.S. Treasury for an unpaid tax debt. A tax lien secures the interest of the IRS against the property until the taxpayer successfully completes payment of the tax debt. When a tax lien is secured by real property, the first proceeds of the property sale are used to retire the IRS lien. If the taxpayer does not make a payment plan to pay the tax debt, the IRS has the option to levy the property.

IRS Tax Levy

An IRS tax levy is the seizure of your property to pay a tax debt. The IRS will seize and sell your house, car, boat, collection, and any other asset that can be sold to retire your tax debt. An IRS tax levy against your bank account gives the IRS the right to take all the money in your account, and this applies to other sources of value including retirement accounts (Social Security, Veteran's Pensions), dividends, commissions, licenses, accounts receivable, rental income, and even the cash value of your life insurance policy. If a single paycheck is not enough to satisfy your tax debt, the levy against your wages is known as a wage garnishment (#irswagegarnishment).

IRS Wage Garnishment

An IRS Wage Garnishment is a tax levy against your wages that withholds a percentage of your income until the tax debt is paid in full unless the tax levy is stopped and released. IRS wage garnishments are not limited to the amounts established by federal and state laws (California Franchise Tax Board) relating to normal creditors, and the IRS can garnish most of your check, leaving you little to live on.

If you are getting paid as a 1099 independent contractor, the IRS will seize your entire check. The IRS can seize 15% of a taxpayers Social Security and/or Veteran's Pension (FPLP).


Final Notice of Intent to Levy and a Notice of Your Right to a Hearing

Before the IRS can seize, levy or garnish your property, accounts, or wages, the IRS is required to send you a “Final Notice of Intent to Levy” and a separate “Notice of Your Right to a Hearing (Levy Notice).”

The IRS is not required to ensure that a taxpayer has received a Notice of Intent to Levy, the IRS is only required to mail to an address that they have on file.

The Final Notice of Intent to Levy (#IRSwagegarvishment) is usually given 30 days before the tax levy occurs. It is often delivered in person, but it can be mailed to your home, your place of business, or your last known address. The Notice of Your Right to a Hearing does not provide an opportunity to dispute the tax debt. By this time, your opportunity has passed. The purpose of the hearing is to determine the severity of the impact on your finances, and if it will cause immediate financial hardship.

Contact Our Experienced Tax Attorneys the Moment You Receive a Final Notice of Intent to Levy or an IRS Lien Notice

The IRS Tax Attorneys at Flat Fee Tax Service, Inc. are physically located in San Diego, California and provide IRS tax relief services nationwide. Our tax relief team is very experienced at getting a tax levy stopped and released in as little as a few hours.

There are legitimate IRS tax defenses that may be implemented such as having you placed into Currently not Collectible. An IRS Installment Agreement may be negotiated limiting your monthly payment plan. Our IRS tax relief team may have you submitting the ultimate IRS settlement agreement (#offerincompromise) through the Offer in Compromise program.

The key to avoiding extreme IRS enforcement efforts is to challenge the IRS at an earlier point (such as when you start receiving notices), or when they are in the process of attempting to collect the tax debt.

If you have been contacted by the IRS for any reason, or if you have received a Final Notice of Intent to Levy, Flat Fee Tax Service, Inc. invites you to contact our tax relief team immediately for a free and confidential consultation at 866-747-7435. Appointments are totally unnecessary.



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