IRS Garnishment | Social Security | San Diego | Flat Fee Tax Service
Updated: Feb 12
Social Security IRS Garnishment - San Diego Tax Lawyers
Yes, the IRS can seize your Social Security to satisfy a tax debt by issuing an IRS garnishment.
If you are receiving Social Security Benefits and have an IRS tax debt, you really need IRS tax relief.
In July 2000, not only did the new Federal Payment Levy Program (FPLP) allow the IRS to seize the Social Security Benefits paid to you, but it can also levy money that you've received from:
- Federal employee retirement annuities,
- Social Security Disability
- Veteran's Pension
- Federal payments made to you as a contractor/vendor doing business with the government (including Defense contracts),
- Federal employee travel advances or reimbursements,
- Some federal salaries.
Are you on Social Security?
Can you live with 15% less?
If you are and you have an IRS income tax debt, the IRS can size a minimum of 15% of your benefit check. You need IRS tax relief and need not suffer. You can most likely settle your income tax debt. Call the IRS tax relief phone line at Flat Fee Tax Service, Inc.
THIS IS DIRECTLY FROM THE IRS.GOV WEBSITE:
"Beginning in February 2002, Social Security benefits paid under Title II - Federal Old-Age, Survivors and Disability Insurance Benefits will be subject to the 15-percent levy through the Federal Payment Levy Program (FPLP); to pay your delinquent tax debt. As of October 5, 2015, IRS will no longer systemically levy the SSA Disability Insurance Benefits through the FPLP. The Old Age and Survivors Benefits will continue to be levied at 15% through the FPLP to pay your delinquent tax debt.
The lump sum death benefits and benefits paid to children are not included in the Federal Payment Levy Plan (FPLP). Additionally, Supplemental Security Income (SSI) payments, under Title XVI, and payments with partial withholding to repay a debt owed to Social Security are not levied through the FPLP. Beginning February 2011, the FPLP excludes certain delinquent taxpayers who receive social security payments if their income falls at or below certain established levels, based on the Department of Health and Human Services poverty guidelines.
Before your Social Security benefits are included in the FPLP, we will send you a final notice of our intent to levy, with appeal rights, if one has not already been issued. If we don't hear from you, or if you have already received this notice, we will send you an additional notice CP 91 or CP 298, Final Notice Before Levy on Social Security Benefits, explaining that your Social Security benefits may be levied. See Tax Information for Appeals for additional information about your appeal rights.
You have 30 days from the date of this notice to make arrangements to pay your tax debt before we begin deducting 15 percent from your monthly benefit. See Publication 594, The IRS Collection Process, and Publication 1, Your Rights as a Taxpayer, for additional information.
Because the FPLP is used to satisfy tax debts, the IRS may levy your Social Security benefits regardless of the amount. This is different from the 1996 Debt Collection Improvement Act which states that the first $750 of monthly Social Security benefits is off limits to satisfy non-tax debts. Fifteen percent of the Social Security benefit will be levied through the FPLP regardless of whether or not the remaining benefit sent to you is less than $750."
Stop IRS Garnishment On Your Social Security Today
THE IRS TAX ATTORNEYS AT FLAT FEE TAX SERVICE CAN STOP AN IRS LEVY IN ONE DAY. THAT'S REAL IRS TAX RELIEF.
You could see a 15% Cut In Your Social Security if you owe an IRS debt, and you are receiving Social Security benefits due to:
Federal Old-Age and Survivors Trust Fund (or)
- Social Security Disability Insurance Benefits (SSDI)
The IRS can and will take 15% of your Social Security payments to satisfy your tax debt.
However, that changed with the introduction of the Federal Payment Levy Program (FPLP), which allowed for 15% of the total monthly payment to be collected, regardless of the amount of your tax debt.
How To Know if Your Social Security is About To Be Levied.
The IRS must send you a "Final Notice - Notice of Intent to Levy and Notice of Your Right to a Hearing". At this point, you'll have 30 days to respond.
You have a few choices at this point - you can either:
- Pay the tax debt in full.
- Negotiate an alternative payment method (payment plan, partial payment plan, Offer-in-Compromise)
- Be declared Currently not Collectible (IRS hardship) status
- File for an appeal
- Ignore the Warning, do nothing and have 15% (or more) of your Social Security garnished.
If you decide to do nothing and you don't contact the IRS, after 30 days the IRS will submit your levy to the Financial.
IRS Tax Relief - Don't Let the IRS Take Your Limited Income.
If you're counting on Social Security benefits to live, you can't afford to have the IRS take 15% of your livelihood without a fight.
Depending on your situation, you may very well be able to qualify for an IRS settlement through the Offer in Compromise program.
You can end up paying the IRS significantly less than you owe.
STOP AN IRS GARNISHMENT IN ONE DAY SAVE YOUR SOCIAL SECURITY
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