• dave rosa

IRS Tax Relief - Stop IRS Levy in One Day

Updated: Apr 18, 2019

Stop IRS Levy In One Day - IRS Tax Relief

Q. How do I stop and release an IRS Wage Levy / IRS Garnishment and how fast can the Levy be stopped and released from my paycheck, wages, Social Security or Social Security Disability (SSDI)?

The short answer is this: You can contact the IRS help team at Flat Fee Tax Service, Inc. immediately.



Flat Fee Tax Service, Inc.


IRS Wage Levy Help-line:

1 - 866 - 747 - 7435

Below is just about everything that you need to know about an IRS Wage Levy, IRS Garnishment or IRS levy.

The IRS will send a series of letters informing you of their intent. Have you received a CP 90 (Final Notice of Intent to Levy and Notice of Your Right to a Hearing) or CP 91 (Final Notice to Levy on Social Security or Social Security Disability (SSDI) Benefits)?

Once those Notices have been sent by the IRS, you are now "in the line of fire" and you are now "fair game".

There are primarily two ways that the IRS will seize your assets using the Levy: 

1. The IRS Bank Levy. 

2. The IRS Tax Levy / IRS Wage Garnishment. 

Additionally, issuing an IRS Garnishment, IRS Wage Levy or IRS Bank Levy (#IRSwagegarnishment) is much easier and cheaper for the IRS to execute. The Automated Collection System (ACS) is the IRS computer system that will match your data (W-2, 1099, etc.) and send out tax levy orders to seize your paycheck, your wages, your commissions, your bank account(s), your Veteran's check, and your Social Security or Social Security (SSDI) benefits.

IRS Levy On Your Bank Account: Whatever the IRS "finds" in your Bank account at the time of seizure, is what the IRS can receive from the IRS Bank Levy. The IRS must execute a new Bank Levy to seize any further funds from your bank or brokerage firm. You have 21 days to have the funds returned to you. The 21 day window includes Saturday, Sunday and holidays. You don't have a lot of time. You must maximize your time.

If you owe more than $25,000.00 you need to understand that financial disclosures will be required (bank statements, pay stubs, etc.). Should you have unfiled tax returns, your missing tax returns will need to be filed immediately if you want any chance of stopping an IRS Levy at your bank. 

Read below for more information on the IRS Levy process.

An IRS tax levy on your bank occurs when the IRS sends a letter accompanied with an IRS Levy Notice to a financial institution (Bank or Brokerage) informing your Bank that the IRS is seizing your money from your bank account.

The next step in the IRS "things to do list/bag of tricks" is to seize your paycheck, your Veteran's check and your Social Security or your Social Security Disability (SSDI) benefit taken via an IRS Garnishment / IRS Wage Levy, or an IRS agent could show up at your door to seize your possessions.

Did we mention that Flat Fee Tax Service, Inc. will have an IRS Wage Levy stopped in 1 day / 24 hours? 

IRS Bank Levy Info: The Bank is instructed to freeze all of your funds (21 days which includes Saturday and Sundays) that are in your Bank accounts at the time of the IRS Levy. Your Bank is ordered to forward your funds to the IRS. Banks are obligated to follow the IRS Levy instructions.

Remember, you have 21 days to get your bank account money returned. You need to act immediately. 

It matters not how much you owe the IRS. The ACS computer (Automated Collection System) simply matches your name with your financial / employment information and out goes the IRS tax levy. The IRS commonly uses an IRS garnishment as a way of collecting back income taxes and an IRS Levy will have a devastating impact on your financial situation.

IRS Garnishment / IRS Wage Levy: The IRS will make a demand of your employer that a portion of your IRS Garnishment / IRS Wage Levy is sent directly to the IRS. Section 6334 does allow for an exempt amount that must remain outside of the IRS Wage Levy / IRS Garnishment. That amount is very, very small, leaving you without enough money to satisfy your regular living expenses.

An IRS Wage Levy / IRS Garnishment upon your paycheck, your Social Security or Social Security Disability (SSDI) is considered to be a continuous and ongoing IRS Garnishment/IRS Levy. The IRS Levy needs to be applied only once and will be applicable to your future wages, paycheck or Social Security until either released by the IRS under Section 6343 or the back tax debt is fully paid. 

As your future wages or Social Security are earned, no additional IRS Garnishment / IRS Wage Levy action is necessary.

SOCIAL SECURITY / SOCIAL SECURITY DISABILITY (SSDI): Section 6334 (c) of the Internal Revenue Code (26 U.S.C. 6334 (c)) allows your Social Security Benefit and Social Security Disability (SSDI) to be subject to an IRS Wage Levy / IRS Garnishment for a collection of your unpaid tax liability.

If you are a Senior Citizen relying on Social Security or Social Security Disability (SSDI) for your income and you have an IRS Garnishment attached to your Social Security, the IRS is taking a portion of your very limited monthly check.


Through the Federal Payment Levy Program (FPLP), Social Security or Social Security Disability (SSDI) benefit payments outlined in Title II of the Social Security Act, Federal Old-Age, Survivors, and Disability Insurance Benefits, are subject to the 15-percent IRS Levy, to pay your delinquent IRS tax debt if you do nothing.

PLEASE NOTE: The IRS can take more than the 15% through what is called a Manual Levy.

Because the Federal Payment Levy Program (FPLP) is used to satisfy IRS back tax debts, the IRS may levy your Social Security or Social Security Disability (SSDI) benefits regardless of the amount. This is different from the 1996 Debt Collection Improvement Act which states that the first $750 of monthly Social Security benefits is off limits to satisfy non-tax debts. Fifteen percent of the Social Security benefit will be levied through the Federal Payment Levy Program (FPLP) regardless of whether or not the remaining benefit sent to you is less than $750.00.

CURRENTLY UNCOLLECTIBLE:: The proper term for "Currently Uncollectible" is “Currently not Collectible”. This IRS hardship is a method for delaying payment of your IRS Tax Debt. The Flat Fee Tax Service team, led by an experienced IRS Tax Attorney, will work to convince the IRS that you have no way of paying your IRS Tax debt at this time.

If your sole source of income is your Social Security or Social Security Disability (SSDI), you may very well be Currently not Collectible (CNC). If this is the case, you really should look at an IRS settlement of your tax debt through the Offer in Compromise program (#offerincompromise).

When you, the taxpayer, is unable to make installment payments or adhere to an IRS installment agreement and can prove that enforcement of an IRS Wage Levy / IRS Garnishment would create significant undue economic hardship by depriving you, the taxpayer, of basic living necessities the IRS (and some States) will classify you as currently not collectible and grant hardship status to suspend collection activity.

The IRS will consider you "currently not collectible" and this status will usually be for a period of 18 to 24 months. At the end of the Currently Uncollectible period, you, the taxpayer, will need to show the IRS that your economic situation has not changed. As long as you enjoy that status with the IRS, you will not be expected to pay any of the IRS tax debt. Your statutory period (IRS Statute of Limitations) does not freeze/stop. The Statute of Limitations continues to decrease as usual. You may be able to run out the clock. 

If you are designated as Currently Uncollectible by the IRS, Flat Fee Tax Relief recommends that you submit an IRS settlement agreement through the Offer in Compromise program.

Proving Currently Uncollectible status to the IRS is easier said than done, especially for someone who is not familiar with the specific and very detailed method the IRS uses to make their calculations to determine whether or not you can make payments and how much you have to pay.

By this time your eyes may have glazed over but when your paycheck or Social Security is being seized by the IRS, it isn't a laughing matter. 

As mentioned previously, Flat Fee Tax Service will have an IRS Wage Levy stopped in 1 day/24 hour. That is a fact.


FLAT FEE TAX SERVICE - Fair & Affordable

FLAT FEE TAX SERVICE - Good People - Doing Great Work

FLAT FEE TAX SERVICE - Christian Values

FLAT FEE TAX SERVICE - Accredited by the Better Business Bureau

The Flat Fee Tax Service, Inc.

IRS Wage Levy Phone Line:

1 - 866 - 747 - 7435





San Diego, CA 92103

Clearwater, FL 33764

  • Pinterest Social Icon
  • Twitter Social Icon
  • Facebook Social Icon


866-929-7010 fax