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Aug 28, 2019
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IRS Garnishment | Can IRS Garnish Spouse's Wages | Flat Fee Tax Service
Updated: Nov 22, 2019
Can the IRS Garnish My Spouse’s Wages?
If you have a tax debt and you are behind on paying past due taxes, there are some important things you need to know. First, the IRS will send you notices in the mail that give you a very good idea of their intentions.
You should be well aware of the possibility that a wage garnishment (#IRSwagegarnishment) will be ordered. You should also know that there are ways to avoid wage garnishment. When you are declared Currently not Collectible, set up a payment plan with the IRS or work out a settlement agreement (#OfferinCompromise), you can avoid the unpleasantness of a wage garnishment.
OUR TAX PROFESSIONALS STOP IRS GARNISHMENT
Let's get back to reason for this article, can the IRS garnish your spouse’s wages. That depends on several factors.
When Can the IRS Garnish My Spouse’s Wages?
The IRS can always garnish a spouse’s wages if a couple is married and filing jointly. They can and likely will garnish both of your wages in that situation. If you and your spouse are married and filing separately, the IRS cannot garnish your spouse’s wages.
If you live in a "community property state," this will also factor in.
When one person’s wages are garnished, this will inevitably affect the financial stability of the other spouse.
In addition, the IRS cannot garnish a spouse’s wages for taxes that were accrued before the marriage took place. For instance, if you owe money in taxes from five years ago, but you got married one year ago, your spouse can’t be garnished for any taxes that accrued before one year ago, assuming you filed a joint tax return this year.
What Can I Do to Avoid An IRS Wage Garnishment?
The bad thing about an IRS wage garnishment is that the IRS can take the majority of your paycheck. The agency will normally leave a very small percentage behind, and it’s usually not enough to live off of. However, the IRS can enforce a "Manual Levy" which will take your entire paycheck with a simple signature. This can be financially devastating for your family.The IRS will have to be contacted, preferably by an experienced tax professional.
There are options for you.
1. Installment Agreement - You could work out payment arrangements. Payment arrangements are much better than wage garnishment, because they can be set to an amount that falls within your budget.
2. Tax Settlement - You could be able to settle with the IRS, known as an Offer in Compromise.
3. IRS Penalty Abatement - The IRS may agree to waive penalty fees if you have good reason (reasonable cause)
for being behind on filing or paying your taxes.
4. Currently not Collectible - The IRS may even agree to stop collections for a time if you are legitimately unable to pay your tax bill.
Get Your Tax Debt Handled Today
Having the IRS come after you for a tax debt is not a fun situation for anyone, and you probably just want to get this situation resolved for good. If you are overwhelmed by your tax problems and have been putting it off because you don’t know where to start, Flat Fee Tax Service has good news for you.
I am Dave Rosa. I will provide with you with a free and comprehensive tax relief consultation. Our conversation will take approximately 20 to 30 minutes. At the completion of our conversation, you will be fully informed.