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Stop an IRS Garnishment | Flat Fee Tax Service

Updated: Nov 6, 2019


If you owe the IRS for a back tax debt, the IRS can seize money out of your bank account (levy) or your paycheck (wage garnishment), you have options. On your own, you can get the IRS to remove the tax levy, but only after you pay off all the back taxes you owe, or set up a payment agreement with the IRS.

Assuming you can’t pay your entire tax debt, the real question is: How long does it take to stop an IRS wage garnishment (#IRStaxlevy)?

When the IRS moves forward with your wage garnishment, your employer has no choice but to comply with the IRS and seize a major portion of your wages. The IRS has more garnishment power than ordinary creditors insofar as it is not subject to the state and federal garnishment limitations, which means it can leave you with very little money or no money each week to live on.

During 2018 for example, a single parent with two children who files as head of household can be left with as little as $425.96 per week. This means that if you earn $1,000 per week, the IRS takes $574.04 of it, and if you earn $2,000 per week, it can take $1,574.04. The amount of your IRS garnishment will depend on how much tax you owe and also how much time is left on the Statute of Limitations.

If you are a 1099, the IRS will keep 100% of your earnings.

End an IRS Garnishment in One Day.

Unless the IRS agrees to an alternative resolution, such as a payment plan, there are a limited number of circumstances that require the IRS to cease garnishing your wages before your balance is paid in full. These include:

1. The IRS discovers that the time period to collect the tax from you expired before it served the wage garnishment notice.

2. The IRS did not provide you the full 30 days to respond to the notice.

3. You declare bankruptcy.

4. The IRS is considering your Offer in Compromise (#IRSsettlement) or request for installment plan when an appeal is in process.

How to Stop an IRS Garnishment!

Call 1-866-747-7435

The IRS Tax Attorneys at Flat Fee Tax Service has never failed to have an IRS wage garnishment stopped and released. Our IRS tax relief team (#IRStaxlawyers) knows "the system" and we use our experience and knowledge to protect our clients and their paychecks.

Should you choose to go it alone, you will need to either tell the IRS that you are paying your tax debt in full or you are entering into an Installment Agreement. You will either have a Streamlined Installment Agreement or a Complicated Installment Agreement.

Streamlined installment agreements may be approved for taxpayers under the following circumstances:

1. The aggregate unpaid balance of assessments is $50,000 or less. The unpaid balance of assessments includes tax, assessed penalty and interest, and all other assessments on the tax modules. It does not include accrued penalty and interest.

2. If pre-assessed taxes are included, the pre-assessed liability plus unpaid balance of assessments must be $50,000 or less.The minimum payment amount is determined by dividing the unpaid balance of assessments by 72.

3. The IA must resolve all balances due prior to the expiration of the CSED.

Complicated Installment Agreement: When a taxpayer is unable to full pay immediately and does not qualify for a streamlined installment agreement, the taxpayer may still qualify for a conditional installment agreement (or a six-year rule agreement). Taxpayers are required to provide financial information in these cases, but are not required to provide substantiation of reasonable expenses. All expenses may be allowed if: the taxpayer establishes that he or she can stay current with all paying and filing requirements, the tax liability, including projected accruals, can be fully paid within six years and within the Collection Statute of Limitations (CSED), expense amounts are reasonable.

As in all things "IRS", absolutely nothing is simple. Our best advice for you is to have an IRS Tax Attorney be your advocate. The IRS is not going to tell you what your best options are. The IRS is mainly concerned with two (2) things: compliance (#taxreturns) and tax debt collection.

READ: What Does IRS Tax Relief Cost?

I am Dave Rosa. Call me to receive a free and comprehensive consultation. Our conversation will take 20 to 30 minutes. I promise you that it will be well worth your time.

Call: 1-866-747-7435

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